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Last year’s food budget.
Budget surprise. I logged on to Mint earlier today at work, and found myself playing around in the “Trends” section. I’ve had an account for a while now, so I thought it would be a good idea to see...
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The “loading bar” goal tracker and the 100 mile March
I want to preface this post by saying that I am not much of a runner, but for the month of March I’m going to force myself to be. My one goal for the month of March, that I am sharing with you today,...
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Goals for my digital life Publish at least 2-3 posts per week. The most important thing to me is that I don’t want to publish anything that I don’t care about, so if I don’t hit this goal it just means...
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Establishing a new American Dream
I don’t really understand the American Dream. At one point or another I guess it made sense, and I was convinced that it’s what I wanted with my life as well. The house, the family, the white picket...
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My lunchtime walk down Success Lane
I’ve been attending a job-related class this week at a fairly large conference center in Maryland. It houses almost 50 separate classes a week. I’ve been here before, but I never really paid much...
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Empower yourself through goal-orientation
Believe it or not: Tom Cruise set a personal goal to become the craziest person in Show Biz. Achieved! Whether you’d like to believe it or not, I think that most people are generally pretty good about...
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Credit Sesame Unlocks the Secrets to Credit Approval
You know those college ads that assure you that you “aren’t just a number”? They lied. Sometimes you are just a number. That “sometimes” includes when you are applying to rent an apartment or trying to...
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Social lending means everyone Prospers
Looking for Diversification? try peer-to-peer lending. For a while now I’ve been talking about the possibility of trying out a fairly new investment platform that I had absolutely no prior experience...
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Five Ways to Avoid Food Waste
I don’t know about you, but I hate wasting food. Maybe it’s because my mom ingrained in me that there’s starving people all around the world growing up, or perhaps it’s because I equate throwing away...
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Don’t Waste Money on Engagement Rings
Some little girls never grow up fantasizing about their wedding day. They don’t have China patterns picked out and find floral arrangements dull. As they mature into young women, the idea of spending...
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The not so Incredible 200,000 Mile Car
I’m a car guy and absolutely love cars. I spent many childhood hours dreaming about Corvettes and Ferraris. However, now that I’m older and hopefully wiser (still immature though), I see cars for what...
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Six Things You Need to Know About Your Finances
I want to tell you a story. Once upon a time (approximately three years ago), I worked my very first tax season as an intern. I was so excited to jump into the accounting game and prepare taxes. Ah, to...
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Republic Wireless – $19 a month cell service
With the smartphone world being dominated by Samsung, Apple and the comm-nexus that is Verzion, ATT, T-Mobile and Sprint (er.. Softbank?); there’s barely any reason — or way — to try to move to a...
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The Renovation Begins and An Apology
The part where I talk about the renovation The past few weeks have been pretty hellish in the Moneyseed household — or households I should say. We bought a 2nd house not too long ago, and after two...
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Paying off your mortgage early is still silly!
A few months ago I wrote a post about why I think paying off your mortgage early is dumb — and nothing has really changed on that front, even with interest rates climbing almost a full percentage....
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Banking with an Achievement System
Achievement Unlocked: “JM’s Favorite reader!” If you’ve played any video games whatsoever in the past five years or so you will surely have noticed that there is something different about them from the...
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Kids can pay for their own damn college!
College. Over the past 55 years college tuition costs have risen between 6-9% annually. A general rule of thumb is that you should assume an 8% increase in costs every fucking year. That’s about double...
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You need more money? Do something about it.
“Johnny, I need more money!” It’s a daily occurrence for me to either receive an email from a reader, or to hear from a friend or co-worker in real life, about how they don’t make enough money....
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My Takeaway from the Ecuador Chautauqua
This comprises much of the general Ecuadorian landscape When you think about Ecuador — or pretty much any South American country — the first thought that may come to mind is “tropical paradise”. In...
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Do Real people care about Financial Independence?
When you take a hiatus from work and “real life” — no matter how brief — you’ll feel great. You’ll feel refreshed, recharged and you may even re-obtain a tiny shard of your long-lost soul. Then, you go...
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